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In January of 2 0 2 2 , Tonya purchased 2 0 0 shares of XYZ Corp. stock for $ 5 0 per share and

In January of 2022, Tonya purchased 200 shares of XYZ Corp. stock for $50 per share and sold this same stock in February of '23 for $60 per share. She paid commission of $130 when she purchased the stock and $170 when she sold the stock. Dividends of $4.00 per share were paid during the year. Tonyas in the 35% marginal tax bracket. Inflation during the year was 4%. What was Marys real net rate of return on this investment for this period in which she held the stock?

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