In Kenya, following the implementation of a World Bank structural adjustment loan, pregnant women who give birth at Nakuru District Hospital are required to buy gloves, surgical blades, syringes, and disinfectants for use during their birth. They also need to pay additional money if they want to see an obstetrician. These payments are example of? Question 20 options: A currency devaluation User fees A requirement that the Kenyan government spend more money on health None of the above