In light of new technology such as YouTube, Twitter and TikTok, there has been the rise of finfluencers $($financial influencers$)$ providing financial advice to viewers. The regulator ASIC has been concerned about them and has issued various statements and warnings in relation to them REQUIRED: Based on your understanding of the legislation relating to being a licence holder or an authorised representative of a licensed holder, do you think finfluencers should also be licensed or are they merely proving opinions? Use case law and legislation to support your answer.