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In many states, auto insurance a requirement (law)? Do you feel this is legal and ethical? Why and why not? Recently, homes in a flood

In many states, auto insurance a requirement (law)? Do you feel this is legal and ethical? Why and why not?

Recently, homes in a flood zone (along the coast) must have flood insurance if they have a mortgage. Should this be a requirement?

The affordable care act was instituted to require everyone to have medical insurance. (It has been revoked as a requirement) Should it be reinstituted?> Why AND why not?

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