In our Module Two discussion, we considered the impact of selecting alternative uses of an unexpected lump sum receipt of $5,000: to lower debt or invest. Based upon your answer to last week's Module Two discussion, would the choice that you made have a positive effect on your credit score?

Provide specific rationale for your conclusion. Watch the video resources in Module Three, which detail the way various transactions impact your credit score, to gain an understanding of some expert advice on this topic.

I need three paragraphs and two examples of peer responses. Thank you!