in Question Help alg H You are considering two ways of financing a spring break vacation. You could put it on your credit card, at 18% APR, compounded monthly, or borrow the money from your parents, who want an interest payment of 8% every six months. Which is the lower rato? (Note: Be careful not to round any intermediate steps loss than six decimal places.) The effective arnunt rate for your credit card is % (Round to two decimal places) The effective annual rate for the loan from your parents is % (Round to two decimal places) The option with the lower effective annual rates (Select from drop-down menu.) of 3 ke of 1