In real estate transactions involving a loan and use of the standard sales contract form approved by the North Carolina Association of REALTORS and the North Carolina Bar Association, the closing is considered complete when which of the following steps has occurred?

A. The deed , deed of trust , and all other closing documents have been signed by the appropriate parties .

B. The settlement meeting has been completed . C. The deed and deed of trust have been recorded .

D. The proceeds of the sale have been disbursed in accordance with the closing disclosure .

Give explanation