In the case of Jones vs. Star credit corporation, the court found that the contract between the jones family and Star Credit Corporation was unconscionable because of several reasons. First, the contract had a high-interest rate which was not disclosed clearly to the Jones family. Second, the contract included a waiver of the Jones right to legal action, making it one-sided in favor of Star Credit Corporation. Furthermore, the court found that the Jones family, who was low-income was taken advantage of by the corporation's high-pressure sales tactics and misleading language. From the evidence provided in the case, it can be argued that the Jones family was forced or tricked into entering the contract as they were not given adequate information or time to understand the terms of the agreement and were under duress to sign the contract. However, it could also be argued that they were responsible for their own financial decisions and could not avoid paying the full value agreed to. In terms of the amount ordered by the court in Jones vs. Star Credit Corporation, it can be argued that the reduction of the amount by the Jones family is appropriate given the oppressive nature of the contract and the corporation's unethical behavior. It could also be argued that the Jones family should be held accountable for the full value of the contract they did agree to in the terms. In my opinion, the actions of star credit corporation can be seen as unethical as they were praying on vulnerable individuals for financial gain. The court found that the company's high-pressure sales tactics and misleading language were used to convince the Jones family to enter the contract which was not in their best interest.

Reference:      

1. Jones vs. Star Credit Corporation
2. "Unconscionability." Legal Information Institute, Cornell Law School,

www.law.cornell.edu/wex/unconscionability Links to an external site..

1. "Consumer Financial Protection Bureau." Unfair, Deceptive, or Abusive Acts or Practices (UDAAP)

What would be a good response to a discussion like this?