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in the case of the following statements are correct and explain why you think so: 1. for someone who doesn't have credit history the only

in the case of the following statements are correct and explain why you think so:
1. for someone who doesn't have credit history the only way for the person to build credit is
to apply for a credit card and start to use it
2. text planning is only for the wealthy people. Per college graduates, there is no need to do tax planning and retirement planning

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