In the context of health economics, a given person’s “stock” of “human capital” refers to…

  

a. The total value of all financial assets the person currently owns.

   

b. The percentage of the person’s income that is available to spend on medical care.

   

c. The skills, knowledge, experience, and overall state of physical well-being that might help with improving the person’s health status.

   

d. The percentage of a person’s income that is not needed for spending on health care.