In the context of savings, identify a true statement.

$q,$

Interest rates on savings accounts have typically been uniform across banks.

Online savings banks have often provided higher interest rates than traditional banks in recent years.

The Federal Deposit Insurance Corporation $($FDIC$)$ is not eligible to insuie deposits made in online savings banks.

The Federal Deposit Insurance Corporation $($FDIC$)$ insures individual deposits up to $$550,000$ per account in FDIC$-$insured banks.