In the context of the Employee Retirement Income Security Act (ERISA), identify a true statement about a summary plan description (SPD). Multiple choice question. Retirement or pension plan changes can only be communicated through an SPD. It must be furnished to each participant eligible for benefits under the plan. An employer is not compelled to furnish an SPD when requested by the Department of Labor (DOL). It is required to be filed with the Department of Labor (DOL)