In the model of currency and deposits of Chapter 11, we have three different types of households: workers, entrepreneurs, and bankers. Which of the following assumptions do we make with respect to workers in the model? Question 4 options: Workers need to pay a fixed self-identification cost when withdrawing deposits from a bank. Workers have the ability to locate entrepreneurs. Workers can create capital and do not necessarily need money in order to consume when old. Workers are not endowed with any goods neither when young nor when old