In the past, when investors bought bonds, they obtained double-digit returns, but now these returns are disappearing and have reached single digits. Because the inflation rate in the economy has increased and the interest rate in the economy has also increased, when the inflation rate and interest rate have increased, when we price bonds, we will come at a lower price and a lower bond return, Because we will try to add with a higher discount factor, and then we will have a lower bond price due to a higher discount rate factor and a higher inflation rate. If I have to choose one, I will choose today's investors. Their return is in single digits. Because there is a low interest rate system in the economy, and in order to make up for this, the bond yield is low, so I will try to get a single digit return today, because it should represent the current situation and the current interest rate and inflation system. Please reply to this comment