in the Profit \& Loss Account for the year ended 31 the amount of provisions required to be made a) packing credit outstanding from Food Pro securities worth INR 15 lakhs. 40% of the above ad INR 60 lakhs against which the bank holds has remained doubtful for more than 3 years. b) Other advances: (please give separate calculations assuming sub-standard and doubtrul gdvances to be secured as well as unsecured)