In the text book Alan Greenspan stated that he was shocked because he believed that self-interest would have led to financial institutions adopting adequate risk controls. Is it in the best interest of the people in the United States to bail out the banks through using tax dollars to avoid a depression, or is it better for these powerful financial institutions to suffer the consequences of their irresponsible risk taking to actually be worried about these risks and to actually implement risk controls to prevent this from happening again?