In three years, when he is discharged from the Air Force, Steve wants to buy a $25,000 power boat. Click here to view Exhibit 128-1 and Exhibit 128-2, to determine the appropriate discount factor(s) using tables. Required: What lump-sum amount must Steve invest now to have the $25,000 at the end of three years if he can invest money at: (Round your final answer to the nearest whole dollar amount.)