In which of the following situations would an insurer not be required to provide a defense for an insured who is covered by a renters policy?

a$.$ A lawsuit is filed against John, an insured, after he accidentally hit a neighbor$$s child in the head with a baseball.

b$.$ A lawsuit is filed against Jeremiah, an insured adult, after he drove to a house in another neighborhood and vandalized it$.$

c$.$ A lawsuit is filed against Marsha, an insured, after a friend slipped on the loose carpeting and fell down the stairs, severely injuring herself.

d$.$ A lawsuit is filed against Todd, an insured, after he cut a tree down in his yard and it accidentally fell onto the neighbor$$s car as the neighbor was leaving for work.