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Indicate whether the indicated condition increases, decreases or does not affect the probability of a loan default? a. smaller downpayment: b. negative amortization: c. lower

Indicate whether the indicated condition increases, decreases or does not affect the probability of a loan default?

a. smaller downpayment:

b. negative amortization:

c. lower interest rates:

d. initial rate discount:

e. charging a discount point:

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