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Input Loan Amount Contractual Rate Payments per Year Loan Term (Years) Ballon Ending Balance Fees/Discount Points Prepayment Penalty Marginal Income Tax Rate Prepay at the

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Input Loan Amount Contractual Rate Payments per Year Loan Term (Years) Ballon Ending Balance Fees/Discount Points Prepayment Penalty Marginal Income Tax Rate Prepay at the end of period $365,000.00 3.125% 12 15

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