Instructions

The History of Health Insurance and Managed Care

Health insurance began in the early part of the twentieth century as a means to protect an organization's assets, either its financial assets or its manpower. Since the early days, health insurance evolved into a system of managed care in order to control issues such as overutilization, skyrocketing costs, limited restrictions, and low-quality care.

• Explain how the perspective of health insurance has or hasn't changed in today's managed care environment.
• Analyze the public policy and market forces leading to the growth of managed care.
• Analyze the current trends in managed care and its future in the context of health care reforms.