Instructions: Using the guideline percentages below, calculate the estimated monthly dollar amount of spending for each item shown below. Enter your monthly disposable income from the previous page $3203.22 Housing (40%) Food (15%) $1281.33 $480.50 Utilities (5%) Transportation (10%) Debt repayment (10%) Clothing (5%) $160.17 $320.33 $320.33 $160.17 Entertainment (10%) Misc. (5%) $320.33 $160.17 Remember that you have already allocated funds to health insurance and 15% to savings so, you need not deduct them again here. In real life your numbers will be different, but regardless of how you allocate your disposable income, make sure they don't add up to more than 100%!