insurance 240 king saud uni , chapter 8 about PAP

first question M.c

8- In purchasing automobile insurance, which of the following coverages should be considered essential?

a) Liability coverage b) Medical payments coverage

c) Uninsured motorist coverage d) Underinsured motorist coverage e) They are all essential.

9- Comprehensive coverage under the PAP pays for damage to the insured auto caused by all of the following except

a) Hail b) Collision with a bird or animal c) Flood d) Upset earthquake Answer

10- The definition of uninsured motorist under the Uninsured Motorist coverage of the PAP includes

a) An automobile being operated without liability insurance b) A hit0and-run driver c) An automobile insured by a company that becomes insolvent d) All of the above e) None of the above

second Question . is covered or not and what type of coverage

k- Freds son drives a family car on a date. He gets drunk, and his girlfriend drives him home. The girlfriend negligently injures another motorist, who has bodily injuries in the amount of $20,000

l- Freds car was damaged when another car in the adjacent lane skidded and collided into it. Fred sustained serious injuries and his car was extensively damaged. Freds medical bill amounted to $40,000 and the cars repair cost was $60,000. The other cars liability coverage was $25,000/100,000/50,000