Insurance contracts are unique contracts because they are considered at law to be contracts of utmost good faith. Which of the following is a practical consequence of this unique feature of insurance contracts?

Select an answer and submit. For keyboard navigation, use the up/down arrow keys to select an answer.

a

The insurance company has a duty to disclose to the insured any matter that would affect the insured's decision to enter into the contract.

b

The insurer must not be negligent when advising the insured.

c

The insured has a duty to disclose all information that is material to the risk being insured.

d

The insured has a duty to bring all claims promptly.