Integrity is important in regards to ethics in bank lending as:

a.

It can decrease the amount of collateral available for the loan;

b.

People can always be relied upon to honour their word.

c.

It can help determine the amount of capital a borrower has for a project;

d.

It is related to the current and future economic conditions;

e.

It can aid the understanding of a borrowers character;

Clear my choice