INTERNET APPLICATION QUESTIONS 1. What are the latest corporate governance policies of institutional investors? Go to lacaisse.com/en and otpp.com to see. How do these large Canadian institutions seek to ensure the practice of corporate governance? 2. Stock valuation is difficult because dividends are difficult to forecast. Go to Suncor's website (suncor.com) and click on Investor Centre. Use the information provided and the dividend growth model to estimate the implied growth for Suncor's dividends. Is this reasonable? Can you form a similar conclusion by looking at Suncor's P/E ratio? 3. BlackRock (blackrock.com/ca) manages the exchange-traded fund XIU, which was the first ETF in the world (look under "products" and "iShares ETFs"). XIU trades on the Toronto Stock Exchange (tmx.com) and invests in 60 firms that comprise the S&P/TSX 60 Index. Explain the advantage of investing in exchange-traded funds relative to buying the stocks outright, and relative to buying index funds from banks. 4. Explore the wealth