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interpret the graph ? 70,000 60,000 Cost per year 50,000 40,000 30,000 20,000 Annual Premium 10,000 Surplus 0 40 45 50 55 60 65 70

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70,000 60,000 Cost per year 50,000 40,000 30,000 20,000 Annual Premium 10,000 Surplus 0 40 45 50 55 60 65 70 75 80 Age (years) Cost of Life Insurance per Year Compared with the Annual Premium in a Whole Life Figure 3.1 Contract

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