Investment Allocation

To achieve your financial goals for house, education or retirement, you might need to invest your money and grow your wealth. If you only keep your money in a savings account, it is the safest strategy but does not earn enough interest to keep up with inflation over time. Knowing investment products helps to lay the groundwork to decide what types of investments may help you reach your goals. This assignment exercises your understanding of investment products and allocates your capital to investment products, such as stocks, bonds, EFT, Index funds or GICs. Before starting this assignment, you need to understand your current financial status and future financial goals. Also, you assess your risk toleration and design your portfolio mix. A few online assessment tests are provided under the Week 7 Investing Module.

Requirement

• Risk Toleration Assessment: based on the assessment result, you need to interpret and understand the result. You might agree or disagree and give your reasoning or any adjustment necessary.

• Asset Allocation Mix: the online assessment result will provide a baseline for allocating your capital based on your risk toleration and return expectation. Before you allocate and build your portfolio, you need to argue the result and give reasons. More importantly, it is just a baseline, and some adjustments might need.

• Investment Selection: in this section, you need to select stock, mutual funds, ETF, Index funds, bonds, treasury bills or alternative investments. Each selection needs to align with your risk toleration or expected return.

  Format:

• Single space and five pages maximum as the body of content.

• Citation Style, APA or MLA

• Supplemental information can be included in Appendix.