Investment X offers to pay you $$5,300$ per year for eight years, whereas Investment Y offers to pay you $$7,300$ per year for five years. Which of these cash flow streams has a higher present value if the discount rate is $5\%?$ If the discount rate is $15\%?$

$($Solve this using excel formula and provide formulas, also solve this using a financial calcuator solution. Show your work please$)$