invoices. Question 10 (0.9 points) Bud Gaugh and Curt Kirkwood colluded to commit fraud. Bud worked in accounts payable. He overpaid vendors, then asked the vendors to return the excess payment. Curt, who worked in the mailroom would slip the refunds from the vendors in his lunchbox. At the end of the day, Curt would alter the "pay to" line to read "Curt Kirkwood". He would cash the checks at the local liquor store, and Bud and Curt would split the cash. What type of scheme is this? Pass-through Shell company Personal purchases Pay-and-Return Question 11 (0.9 points) Eric Wilson works at Lime Inc. He used Lime Inc.'s Sam's Club card to make personal purchases. Immediately before the company paid the bill for the Sam's Club charges each month, Eric placed his receipt in with the legitimate work-related receipts for