Irene invested $15,844 in a term deposit for 6.5 years. For the first two and a half years, the interest rate on the account was 8.4% compounded monthly (12). After the first 2 1/2 years of the term deposit, Irene instructed the bank to roll the money over into another account, and by then rates had declined to 7.5% compounded semi-annually (12). What total amount will Irene receive from her account when it matures? Round your answer to 2 decimal places. Do not enter a dollar sign