Irvana is a financial planner and has been working with Elma and Neima, an unmarried couple in a long-term relationship. The couple is contemplating marriage but wanted to discuss the firancial implications with irvara first. During their most recent meeting. Eima asked "Can you tell us about how Neima's habit of overspending could impact my credit score?" Irvana replied "It sounds like you are concerned that Neima may overspend using credit, and you are anxious about whether this could negatively affect your credit score is that correct? Irvana is practicing which of the following communication techniques? Motivational intervicivine Use of open-ended quetions Minarine Penectove listening