Is the following situation an adverse selection or moral hazard?

1.you have applied for an internship with Bank of Big Bucks, and have to submit a resume and application before the interview.

2.you are very busy, and have hired a service to cut your grass/maintain your lawn.Because of work, you are unlikely to be home on any given service day.

3.Great Insurance of 'Murica offers to reduce the premium on its auto insurance policies to drivers who install/activate a monitoring device on their cars.