Isabel has made maximum annual contributions into the Canada Pension Plan during most of her working life as a teacher. She has decided to start receiving her CPP retirement benefits on her 63rd birthday when she retires in 2021. If she retired on her 65 th birthday in 2023, she would receive an annual CPP benefit of $11,840. What is the amount of the CPP benefit that she will receive when she retires this year? $9,136.66 $9,201.32 $9,282.56 $10,135.04