Isaiah has been working for CNN for a total of four years. CNN offers Isaiah a 401(k) plan. At the end of the fourth year of working at CNN, Isaiah leaves and begins working for MSNBC which also offers a 401(k) plan.

When Isaiah leaves CNN, his 401(k)-account balance is $54,000, of which:

• CNNs contribution = $30,000
• Isaiahs contribution = $20,000
• Interest earnings = $4,000.

3. If CNN uses a graded 2-6 vesting rule, how much of the 401(k)-account balance can Isaiah take with him in total? (3 points)