It is assumed that the one-year spot interest rate in the next two years is 5.26% (instead of 5.26% in the first year and 8.13% in the second year as expected by the market). A penniless investor who buys two-year Treasury bonds at the current price of $97 will receive coupon of $5 in the first 2 years. Investor will invest coupon in the market to earn risk-free interest rate. In order to raise $97 to buy two-year bonds now, investors could borrow funds at the one-year spot interest rate (i.e. short selling one-year zero coupon bonds). How much this investor can win after 2 years?