It is July $2015,$ you live in Montreal, and you manage to save $1000$ $ CAD in cash. As you are

minding your own business, someone claiming to be your future self walks towards you and

hands you a list of web pages with future values of stock indices, commodities and

currencies on a time scale going all the way to July $2024,$ noting that you can use the Excel

data that can be downloaded by clicking $$Historical Data$$ on the list to the left of the page

to make investment decisions.

US Stock Markets Commodities Currencies

S&P $500$ Gold EUR$/$USD

Dow $30$ Silver USD$/$JPY

Nasdaq Copper USD$/$GBP

Crude Oil USD$/$AUD

Natural Gas USD$/$CAD

You disregard the fact that going back in time is theoretically impossible and give your

future self the benefit of the doubt. You set up a Tax$-$Free Savings Account $($TFSA$)$ to begin

trading. TFSA trading fees are listed in the following table:

Fee $/$ trade Extra

Stock Markets $9,95$ $ $-$

Gold $28,95$ $ $$1/$ oz$.$

Other metals $28,95$ $ $0,10$ $ $/$ oz$.$

Other commodities $9,95$ $ $-$

Currencies $1,6\%-$

Any funds gained or withdrawn from a TFSA are not subject to capital gains taxes.It is July $2015,$ you live in Montreal, and you manage to save $1000$ $ CAD in cash. As you are

minding your own business, someone claiming to be your future self walks towards you and

hands you a list of web pages with future values of stock indices, commodities and

currencies on a time scale going all the way to July $2024,$ noting that you can use the Excel

data that can be downloaded by clicking $$Historical Data$$ on the list to the left of the page

to make investment decisions.

US Stock Markets Commodities Currencies

S&P $500$ Gold EUR$/$USD

Dow $30$ Silver USD$/$JPY

Nasdaq Copper USD$/$GBP

Crude Oil USD$/$AUD

Natural Gas USD$/$CAD

You disregard the fact that going back in time is theoretically impossible and give your

future self the benefit of the doubt. You set up a Tax$-$Free Savings Account $($TFSA$)$ to begin

trading. TFSA trading fees are listed in the following table:

Fee $/$ trade Extra

Stock Markets $9,95$ $ $-$

Gold $28,95$ $ $$1/$ oz$.$

Other metals $28,95$ $ $0,10$ $ $/$ oz$.$

Other commodities $9,95$ $ $-$

Currencies $1,6\%-$

Any funds gained or withdrawn from a TFSA are not subject to capital gains taxes.