It is legal to have a health insurance plan that saves costs for some employees by not permitting family members with certain disabilities to enroll.

Question 1 options:

	True
	False

Question 2 (1 point)

In a PPO, covered individuals pay the same costs for health care services regardless of whether they receive services in or out of the network of acceptable providers.

Question 2 options:

	True
	False

Question 3 (1 point)

In an attempt to match costs because women live longer, it is legal to require women to pay more for health benefits.

Question 3 options:

	True
	False

Question 4 (1 point)

Employers do not receive any tax incentives for making financial contributions to their employees 401(k) plans.

Question 4 options:

	True
	False

Question 5 (1 point)

Discretionary benefits are those employee benefits that are mandated by law.

Question 5 options:

	True
	False

Question 6 (1 point)

It is legal to require employees to take an early retirement package.

Question 6 options:

	True
	False

Question 7 (1 point)

Alexs boss learned that Alex is having some personal problems that are affecting his behavior and demeanor at work. Alexs boss contacts her HR department for advice, and they suggest reminding Alex of the services available through the organizations employee assistance plan (EAP). An EAP could address Alexs needs.

Question 7 options:

	True
	False

Question 8 (1 point)

Cafeteria plans have the least amount of flexibility for employees in the variety of benefits employees receive.

Question 8 options:

	True
	False

Question 9 (1 point)

In an HMO, employees do not need to go through their primary care physicians to see a specialist.

Question 9 options:

	True
	False

Question 10 (1 point)

It is legal to claim tax benefits for a pension plan that covers only the executive team.

Question 10 options:

	True
	False

Question 11 (1 point)

A defined contribution plan guarantees a predetermined benefit at retirement.

Question 11 options:

	True
	False

Question 12 (1 point)

HIPAA addresses issues related to medical record privacy.

Question 12 options:

	True
	False

Question 13 (1 point)

A vesting schedule determines when an employee is eligible to receive certain benefits.

Question 13 options:

	True
	False

Question 14 (1 point)

Defined benefit plans are more expensive to employers than defined contribution plans.

Question 14 options:

	True
	False

Question 15 (1 point)

It is legal to have a benefit plan that allows employees to contribute before-tax money towards retirement.

Question 15 options:

	True
	False