It is relatively easy to find up-to-date information on banks because of their extensive reporting requirements.

Go to the FDIC Quarterly Banking Profile site.

This site is sponsored by the Federal Deposit Insurance Corporation (FDIC).

You will find summary data on financial institutions. Go to the most recent Quarterly Banking Profile (Access QBP).

Locate All FDIC- Insured Institutions Section. Click on Chart 1

Have banks' quarterly net income increasing or decreasing over the last 3 years? Why do you think this is happening?

Click on Loans and Securities and discuss the trends you observe on these as a percentage of total assets. Has the core capital been increasing? Why do you think?

Click on Chart 6 and report what trends you are seeing about the change in loan balances. Financial institutions make money in three primary ways: fees, investments, and loans. With the recent trend in loans, what impact will this have on the finances of the financial institutions, and do you think this is a short-term trend or not?

Click on Chart 7 and report what trends you are seeing about the change in deposits. Explain the recent upward trends.

Click on Chart 8 and report what trends you are seeing about the number and assets of Problem Banks. Do you have any ideas on what may be causing the uptick?

S Billions Loans and Securities >3 Years as a Percent of Total Assets All Insured Call Reporters Noncurrent Loan Rate and Quarterly Net Charge-Off Rate Percent-NoncurrentRateQuarterlyNetCharge-OffRate 67 0 Source: FDIC. Note: The asset values of insured financial institutions on the problem bank list are what were on record as of the last day of the quarter. Unrealized Gains (Losses) on Investment Securities \$Billions Held-to-Maturity Securities Available-for-Sale Securities S Billions Loans and Securities >3 Years as a Percent of Total Assets All Insured Call Reporters Noncurrent Loan Rate and Quarterly Net Charge-Off Rate Percent-NoncurrentRateQuarterlyNetCharge-OffRate 67 0 Source: FDIC. Note: The asset values of insured financial institutions on the problem bank list are what were on record as of the last day of the quarter. Unrealized Gains (Losses) on Investment Securities \$Billions Held-to-Maturity Securities Available-for-Sale Securities