It takes 121 minutes each time a person seeks medical care. The total includes 37 minutes of travel time, as well as 87 minutes at the doctor's office or clinic. Researchers estimate that the average opportunity cost of a medical visit comes to $43. In other words, the average trip to the doctor's costs $75 ($32 out of pocket + $43 in lost opportunity), and that doesn't count insurance premiums, which are supposed to help cover one's medical expenses.