it would be much appreciated if you could help me out

12. You have just won the lottery! You can either receive $600 a month for 20 years or $100,000 as a lump sum payment today. What is the interest rate on the annuity option? A. 2.51 percent B. 3.89 percent C. 2.12 percent D. 2.86 percent E. 3.59 percent