Item5 Item 5 Jim began his investing program with a $4,000 initial investment. The table below recaps his returns each year as well as the amounts he added to his investment account. What is his dollar-weighted average return?

\begin{tabular}{ccr} Time & Investment & Return \\ 0 & $4,000 & 10% \\ 1 & $2,800 & 5% \\ 2 & $900 & 2% \\ 3 & $1,600 & 8% \\ 4 & $2,100 & 3% \\ 5 & $2,400 & 6% \\ \hline \end{tabular}