IV

Roger, CFP practitioner, met with his client, Martha, shortly after her husband died. Martha wants to remove her husband as the beneficiary of her revocable trust and life insurance policy and replace the beneficiary with her son, Rick. Martha also wants to change the agent of her power of attorney to her son Rick. What actions can Roger take to help his client?

a. Rober can make changes to all of the documents himself if a notary witnesses the changes. b. Roger can assist Martha in completing a change of beneficiary form from her life insurance company.

c. Roger can make a beneficiary change to Marthas revocable trust on the trust instrument.

d. Roger can make a beneficiary change to the durable power of attorney if Martha witnesses the change.