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Ivan asked Jean if the latter can grant him loan of P5,000.00 payable in one year plus 10% interest and Jean nodded her head. The

Ivan asked Jean if the latter can grant him loan of P5,000.00 payable in one year plus 10% interest and Jean nodded her head. The contract of loan is in the stage of:

a Preparation

bPerfection

c Consummation

d None of the choices.

explain

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