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Ivy has a debt-to-income ratio of 5%; her only debt is her student loan. She would like to take on a car payment. This will

Ivy has a debt-to-income ratio of 5%; her only debt is her student loan. She would like to take on a car payment. This will be a good idea as long as the new debt does not push her debt-to-income ratio up past what percentage? O 8% 10% 15% 20%

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