J. Doe is turning 40 years old today and plans to retire on his 65th birthday. He starts making quarterly deposits (starting on the day of his 40th birthday) into an account that pays 6% compounded monthly. He plans to withdraw $25,000 annually from the account beginning on his 65th birthday until his 75th birthday. (Note that the last deposit is made at the same time that the first withdrawal). Please determine the amount of the quarterly deposits