(j) On 1/1/2020, Al-Zamil Company lent Al-Basel Company an amount of 10 million riyals at an annual interest rate of 4.8%. Al-Basel Company, it turns out the following: 1-Total revenues 4,300,000 riyals 2- Total expenses 3,940,000 riyals 3- The incurred loan proceeds (loan expenses) amounted to 480,000 riyals

Required: Calculate the loan return that Al-Basel Company achieves to carry on its accounts