Jack deposits 100 into an account that credits an effective rate of interest of 4% for the 1st year, a nominal rate of interest of 65 compounded semiannuall for the 2nd and 3rd years and a nominal rate of interest of 5% compounded biannually (every other year) thereafter. a.) How much is in the account after 6 years? b.) How much interest was earned in the third year