Jack purchases a $100,000 face amount whole life policy on his life. He names his wife as beneficiary. The next year Jack sells his policy to his very good friend, Jill. Jill changes the policy beneficiary designation to herself. When Jack dies a. Jill will not be able to collect the $100,000 because she did not have an insurable interest in Jacks life. b. Jacks wife will collect the $100,000 because the beneficiary designation change was ineffective., c. Jill can collect the $100,000 policy proceeds. d. Jacks wife can successfully sue the life insurance company to collect the $100,000 already paid to Jill.