Jackson and Svetlana are applying for a $600,000 mortgage to purchase a new house. The monthly payment for this proposed mortgage is $2,839.48. They had told you that they also have a car payment of 1105 per month, annual car insurance of $1850, in RRSP contribution of $150 per month by payroll deduction, a weekly loan payment of $75 in total monthly credit card payments of $320. Their property taxes are $5884 per year. Their combined income is $155,394 per year and heat on the House is $100 per month. What is their TDS?

a. 38.07%

b. 41.19%

c. 40.00%

d. 42.35%

Do not use copy. Answer within 50 mins please explain briefly